My parents inculcated the habit of saving and investing in me.
I started with saving and putting money received in piggy-bank.
But, then, they said- "Money should not be left idle. It needs to be made to work for us."
Whether it was opening a bank account, PPF account or investing in the Stock Market and Mutual Funds, I have been an active participant and will continue to be.
There have been ups and downs in the global environment. I have seen and learned lessons.
Time is the greatest teacher.
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Money is hard-earned, and its value is known to the one who needs it the most. Just like a bottle of water for a person in the desert, money is needed in the desert of life. If you have money, you can buy water, and other things necessary for life.
They say- "Money doesn't grow on trees!"
But, wise investments ensure that money grows over the years. "As you sow, so you reap."
Investment brings returns with interest. All that is needed is wisdom, willingness, and patience.
Time is needed to grow.
Just like a tree grows only when a seed is planted and gets conditions conducive for growth, similarly, investments grow over the years. Provided we have invested our precious time and effort in the right things and in doing things right.
And when one investment matures, I will reinvest!
Yes, start and restart the process over again and again.
Happy saving and investing!
Linking with Friday Writings # 179- Poets & Storytellers United.
Excellent. I always have this motto. Income minus expense is not saving. Income minus saving is expense.
ReplyDeletePersistency is the key, no?
ReplyDeleteA lot of us save our money until we have saved enough to invest. Piggy bank yes, bury in the back yard no, we've saved too much.
ReplyDeleteThank you for visiting my write.
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Well done!
ReplyDeleteIt has been something of a rollercoaster ride in the US with investments. I just hope that the latest nonsense will sort itself out by the time I retire.
ReplyDeleteI've never gone for investments (deliberately at least), never had a credit card and by my 30s, never been in debt. I keep my money is a sock. That last sentence may not be true.
ReplyDelete